YOUR RESIDENTIAL & COMMERCIAL NEIGHBORHOOD MORTGAGE STORE   CELEBRATING OUR 27TH YEAR!!!

Interest Rates for the Week of July 20, 2015

        Conforming Fixed Rates        APR

 30 Years :   1.25   Points -    3.875%          4.03%
                     0    Points -   4.125%            4.13%

20 Years:     0   Points -     3.875%      3.94%

15 Years :   1.25    Points -    2.99%          3.25%
                                                      0     Points -   3.25%        3.33%                            

Float Down Option Available

             Jumbo Rates           APR

  30 Years :  1.00   Points -  4.00%       4.10%
                     0   Points -   4.125%        4.14% 
       15/1 ARM :  0 Points -   3.875%     3.86%        10/1 ARM:   0 Points - 3.625%    3.57%       

15 Years :  1.00   Points-         3.125%              3.30%
                             0   Points-     3.375%            3.41% 

*****REVERSE MORTGAGE PROGRAM*****
Adjustable Rate @ 2.875%   APR 3.79%  Fixed 4.75%   APR 5.17%

            Adjustable Interest Only Available:             APR   
   
                          5/1 ARM  @ 2.875%                                3.19%   
                       7/1 ARM  @ 3.00%                                3.22%
                       10/1 ARM @ 3.50%                               3.52%

RATES SUBJECT TO CHANGE, MAY BE LOCKED 60+ DAYS AT APPLICATION!!!!

Noteworthy Programs
*PIGGYBACK LOANS, NO PMI LOANS!! PMI NOW TAX DEDUCTIBLE!!!        
*CONSTRUCTION RE-HAB LOANS / FHA 203K!
*LONG TERM LOCK-INS TO 360 DAYS!!  WITH A FLOAT-DOWN!!!***
*FIXED 30 COMMERCIAL LOANS!!   30/5 @ 3.75%  10yr T-Bill 2.35%
JUMBO LOANS TO $10M! 
*VA LOANS 0% DOWN!!!     FHA 3.5% DOWN, 30 YEAR FIXED @ 3.75%, 0 pts!!!

For Further Information Call 1-800-LOAN-DML FOR YOUR DML LOAN OFFICER:
DAVID M. LICHTMAN NMLS #50472
PRESIDENT
914-447-8770

                     FHA/CONFORMING LIMITS                       HIGH COST LIMITS

             ****1 Family:   $417,000****                               $625,500

                    ****2 Family:   $533,850****                          $800,775

                         ****3 Family:   $645,300****                          $967,950

                           ****4 Family:   $801,950****                            $1,202,925

DML MORTGAGE, AS STRONG AS EVER PROVIDING FOR FHA, REVERSE, COMMERCIAL AND ALL NECESSARY MORTGAGE PROGRAMS AT GREAT RATES.  CALL US TODAY!!!

Registered Mortgage Broker - NYS Division of Financial Services. CT Mortgage Broker Only, Not a Lender or Mortgage Correspondent Lender. Mortgage Broker Licensed in New Jersey. Mortgage Broker Licensed in Florida. Licensed by the PA Department of Banking.

All Loans Arranged Through 3rd Party Providers. NMLS #46653